Tax Refund Estimator
Estimate your tax refund and optimize your withholding as a Head-of-Household filer
Refund Estimation Tool
Our refund estimator helps you predict whether you'll owe taxes or receive a refund, and by how much. Key features include:
- Compare current withholding vs actual tax liability
- Optimize W-4 settings to match your desired refund amount
- See impact of life changes (marriage, children, income changes)
- Calculate quarterly estimated tax payments for self-employed
- Avoid underpayment penalties with accurate projections
💡 Tip: Use the Main Calculator
Our main HOH Tax Calculator already includes refund estimation! Simply enter your withholding or estimated payments in the "Advanced Options" section to see your estimated refund or amount owed.
Understanding Your Tax Refund
What is a tax refund?
A tax refund occurs when you've paid more in taxes throughout the year (via withholding or estimated payments) than you actually owe. The government refunds the overpayment.
Is a bigger refund better?
Not necessarily! A large refund means you've essentially given the government an interest-free loan. Ideally, you want to break even or owe a small amount, maximizing your take-home pay throughout the year.
How to adjust your withholding
Update your W-4 form with your employer. Increasing allowances or claiming additional dependents reduces withholding. Requesting additional withholding increases the amount taken from each paycheck.