Year-End Tax Checklist (2025)

A checklist to review tax-loss harvesting, charitable bunching, retirement contributions, and required documentation before year-end to optimize your 2025 return.

Checklist items

• Confirm retirement plan contribution eligibility and deadlines.
• Evaluate charitable giving bunching and DAF contributions.
• Review realized gains/losses and consider tax-loss harvesting.
• Check withholding and estimated payments to avoid underpayment penalties.

Adapt items to your situation and verify 2025-specific thresholds and deadlines with official IRS guidance.