Death of a Spouse: Tax Guide (2025)
Options include filing jointly (for the year of death), qualifying widow(er) status, or head of household where applicable.
Filing in Year of Death
You may file a joint return for the year your spouse died. After that, qualifying widow(er) may apply for up to two years if you have a dependent.
Head of Household Transition
If you maintain a household for a dependent child and meet the tests, you may qualify for HOH status.
Practical Steps
- Notify IRS and Social Security
- Gather year-of-death income records
- Review survivor benefits and tax withholding
- Consult estate and tax professionals for complex estates